There are many ways to design a funeral and payment plan to meet one's needs. It is during the pre-need (before death) or at-need (at time of death) conference that all the options are talked about and then fine tuned to your specific desire. You control the cost of the funeral by your choice of disposition and by the type of casket and vault selected, if applicable. Once the style and price of the funeral is established, the choice of payment is normally life insurance, estate of private payment. If these are not viable options, the funeral home will work with the family to design a payment plan to meet their needs. These options may include monthly payment and even credit card payment.