When the burial trust is paid in full, the funeral is guaranteed. There are many other options available, even if the pre-arrangement is not fully funded. any money placed in the trust program gains interest that will always benefit you. The insurance programs that we use also offer benefits if you are in a three, five, or ten-year plan, and if you qualify after the first several years, the funeral is paid in full for premature death. This is a wonderful benefit to the insurance program. This program can be explained in detail at the pre-arrangements.