You should buy car insurance for two reasons. The obvious one is that Pennsylvania law requires that you carry it and the second reason is, when you buy car insurance, you are buying protection for your and your family. Full Tort is a selection that you can choose when you buy your policy.

You must choose Full or Limited Tort when you buy your policy.  Full Tort guarantees your right and the rights of your family to receive a personal injury award if you are hurt in an automobile accident that is caused by the negligence of another. The Purchase Firm always encourages people to choose the Full Tort selection, and we believe it is one of the most important selections you make when putting an auto insurance policy together.

Limited Tort is also a selection that you may select on your policy, but by choosing it you are seriously restricting your rights and your family's rights. If you have the Limited Tort selection on your policy, you and your family may be barred from collecting an award for pain and suffering. Limited Tort does cost less than Full Tort and is often chosen because it offers you a lower insurance premium. But remember, if you are ever forced to look to your auto insurance for coverage, it is important that your selections on that policy preserve your rights by providing protection and peace of mind to you and your family.