There is some promising news for those of you who are getting ready to retire and even for those who may already have. On Monday, Congressman Phil English announced an act to help working families achieve retirement security. The act provides a tax incentive to people who invest in a lifetime annuity, receiving a guaranteed stream of income or "paycheck for life." This legislation is aimed to help every working American, especially women, who often live longer and on average receive lower Social Security payments than men. With more than 77 million Baby Boomers prepared to retire next year, this act addresses a current challenge of retirement security.